Your Wealth, Our Heritage, Lagos' Future
Experience banking that understands Lagos. From Ikoyi to the world, we combine local insight with international excellence to grow your wealth and secure your legacy.
Trusted Partners
Why Lagos Trusts Us
- CBN Licensed & NDIC Insured Fully licensed by the Central Bank of Nigeria with comprehensive deposit insurance protection for your peace of mind.
- Local Expertise, Global Standards Deep understanding of Lagos markets combined with international banking best practices and security protocols.
- 24/7 Dedicated Support Relationship managers who know you by name, available round the clock via phone, email, and in-person at our Ikoyi branch.
- Advanced Security Bank-grade encryption, biometric authentication, and real-time fraud monitoring to protect every transaction.
Banking Built for You
Premium Current & Savings Accounts
Tailored accounts with competitive interest rates, no hidden fees, and instant access to your funds. Enjoy free transfers, dedicated IBAN, and priority banking services.
Wealth Management & Investment
Grow your portfolio with expert guidance. Access treasury bills, bonds, mutual funds, and bespoke investment strategies designed for Lagos' dynamic economy.
International Transfers & FX
Send and receive money globally with competitive exchange rates. SWIFT transfers, domiciliary accounts in USD, GBP, and EUR, plus same-day processing.
Business & Corporate Banking
Empower your enterprise with merchant services, payroll solutions, trade finance, and working capital loans. Banking that scales with your ambition.
Your Financial Journey
Open Your Account in Minutes
Start your journey with a seamless digital onboarding experience. Upload your ID, verify your BVN, and get approved within 24 hours. Visit our Ikoyi branch or complete everything online from the comfort of your home.
Bank Anywhere, Anytime
Our award-winning mobile app puts your finances at your fingertips. Check balances, transfer funds, pay bills, and chat with your relationship manager—all with biometric security and real-time notifications.
Grow with Personalized Advice
Your dedicated relationship manager becomes your financial partner. Quarterly portfolio reviews, tax planning, estate management, and exclusive access to investment opportunities tailored to your goals.
Our Impact in Numbers
Stories from Our Community
Ikoyi Lagos Bank helped me secure financing for three major projects in Victoria Island. Their understanding of Lagos property markets and quick approval process gave me the competitive edge I needed.
As a small business owner, I needed a bank that understood my cash flow. The business account with integrated payment solutions transformed how I manage my boutique. My relationship manager feels like family.
Moving funds internationally used to be a nightmare. Now I pay contractors in three currencies with transparent rates and same-day transfers. This is banking for the modern Lagos entrepreneur.
Choose Your Account
Classic Account
- Free account opening and maintenance
- Naira debit card with global acceptance
- Mobile and internet banking
- 10 free transfers monthly
- SMS and email alerts
- Access to all ATMs nationwide
Premium Account
- Everything in Classic, plus:
- Dedicated relationship manager
- Unlimited free transfers
- Priority customer service
- Higher transaction limits
- Quarterly investment reviews
- Exclusive event invitations
- Premium metal debit card
Private Banking
- Everything in Premium, plus:
- Personalized wealth management
- Multi-currency accounts (USD, GBP, EUR)
- Concierge banking services
- Estate and tax planning
- Exclusive investment opportunities
- Private banking lounge access
- Bespoke credit facilities
Questions? We Have Answers
How do I open an account?
Opening an account is simple. You can apply online at our website or visit our Ikoyi branch at 23 Kingsway Road. You'll need a valid ID (driver's license, international passport, or national ID), proof of address, and your BVN. Online applications are typically approved within 24 hours.
Are my deposits safe and insured?
Absolutely. Ikoyi Lagos Bank is fully licensed by the Central Bank of Nigeria and all deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC) up to the maximum coverage limit. We also employ bank-grade security measures including encryption and multi-factor authentication.
What are your international transfer fees?
International transfer fees vary by destination and amount. SWIFT transfers typically range from ₦3,500 to ₦7,500 with competitive FX rates. Premium and Private Banking customers enjoy reduced fees and preferential exchange rates. Contact us for a detailed fee schedule.
Can I access my account outside Lagos?
Yes! Our mobile and internet banking platforms work anywhere in the world. Your debit card is accepted globally wherever Visa, Mastercard, or Verve is accepted. You can also access your funds at any ATM in Nigeria and internationally, though standard ATM fees may apply.
Do you offer business banking services?
Yes, we provide comprehensive business banking including current accounts, merchant services, payroll management, trade finance, and business loans. Our corporate banking team specializes in supporting Lagos businesses from startups to established enterprises. Schedule a consultation to discuss your needs.
What makes Ikoyi Lagos Bank different?
We combine deep local knowledge of Lagos markets with international banking standards. Every customer gets a dedicated relationship manager who knows your name and understands your goals. We're not just a bank—we're your financial partner, rooted in Ikoyi but connected to the world.
Ready to Bank Better?
Join thousands of Lagosians who trust us with their financial future. Whether you're saving for tomorrow, growing your business, or building generational wealth, we're here to help you succeed. Open your account in minutes and experience banking that truly understands Lagos.